Financing in Small and Medium Scale Enterprises (sme Sector)

PROJECT REPORT

ON

FINANCING IN SMALL AND MEDIUM SCALE ENTERPRISES (SME SECTOR)

BACHELOR OF MANAGEMENT STUDIES

SEMESTER – V

(2017-2018)

SUBMITTED

IN PARTIAL FULFILLMENT OF REQUIREMENT FOR THE

AWARD OF DEGREE OF

B.M.S

BY

                                              PRANAV GOVIND SARAWAGI

ROLL NO. - 02

BIRLA COLLEGE OF ARTS, SCIENCE &COMMERCE

MURBAD ROAD KALYAN (W)

SARAWAGI TEXTILE CONSULTANCY

CERTIFICATE

This is to certify that PRANAV SARAWAGI OF T.Y B.M.S. Semester V(2017-18) of Birla College, Kalyan has successfully completed internship in our organization.

The training was Full time/part time during the period 1st May 2017 to 30th May 2017 for a total duration of 100 hours.  During the tenure we found him/her very sincere and hard working.

Based on the training outcome the student has prepared the project with title “Financing in Small and Medium Scale Enterprises”. The project report prepared is found very interesting, informative and useful.

We wish him/her good luck for future career prospects.

                                                                                                _______________________

BIRLACOLLEGE OF ARTS, SCIENCE, & COMMERCE, KALYAN

(Conducted by Kalyan Citizens’ Education Society)

(Affiliated by University of Mumbai)

[pic 1]

BACHELOR OF MANAGEMENT STUDIES

CERTIFICATE

This is to certify that Pranav Govind Sarawagi OF T.Y B.M.S  Semester V (2017-2018) has successfully completed the project on “Financing in Small and medium Scale Enterprise” under the guidance of   “Prof. Suraj Agarwala”

PROJECT SUPERVISOR:

COURSE CO-ORDINATOR:  

INTERNAL EXAMINER

EXTERNAL EXAMINER

                                                                                                        PRINCIPAL

DECLARATION

I, Pranav Sarawagi student of T.Y B.M.S. semester V (2017-2018) hereby declare that I have completed the project on “Financing in Small and Medium Scale Enterprises”. I further declare that the information imparted is true and fair to the best of my knowledge.

                                                                                                                   SIGNATURE  

Name: Pranav Sarawagi

ROLL NO. 02

                                                   ACKNOWLEDGEMENT

        I hereby express my heartiest thanks to all sources who have contributed to the making of this project. I oblige thanks to all who supported, provided their valuable guidance and helped for the accomplishment of this project.

        I am thankful to Mumbai University for giving me such a challenging task to explore the urbanization which includes not only thinking and analyzing various facts and updates about real work, our principal Dr. (Mr.) NARESH CHANDRA and the course coordinator for having such wonderful course.

I am very much grateful to my project guide Prof. Suraj Agarwala and Dr. Chandra Iyer who in spite of busy schedule spent valuable time to guide me and helped in completion of this project.

         I also extent my hearty thanks to all my family, friends and all the well-wisher.

Project synopsis

BACKGROUND OF THE STUDY

The background of the study financing in small and medium scale enterprises is followed from long time back as financing is carried out from ancient days.

SIGNIFICANCE OF THE STUDY

This study is significant in the following areas-

• Helps in understanding firm problems.
• Helps to understand the lack of finance
• Helps to understand the changing market conditions.

RESEARCH PROBLEMS

• Lack of access to finance
• Capital/Funds Management
• Changing Conditions

OBJECTIVE OF THE STUDY

• To study how the SME Sector manages funds.
• To study the available sources of finance for SME Sector.
• To study the factors affecting sources of finance

SAMPLING MEHTOD

Simple random sampling with a sample size of 30 People. Quota sampling was adopted by researcher. Quota sampling is where the researcher ensures that certain groups of people, who are knowledgeable about the research problems, are adequately represented in the research through the assignment of a fixed quota for each sub group.  

INTERNSHIP SUMMARY

As my topic was Financing in Small and medium scale enterprises during my tenure at internship at Sarawagi Textile Consultancy I was able to learn about how all the funds are managed in this sector. The overall learning during the internship was excellent and the experience was unforgettable. During the internship I urged the manager to give me mental experience so that in future I can in a top firm.