Maintaining Status Of Metrobank

HOW ARE THEY MAINTAINING THEIR STATUS AS OF TODAY

The bank chose to maintain to concentrate on four strategic areas:

Ð'* Grow market share

Ð'* Strengthen risk management

Ð'* Focus on people development and performance

Ð'* Build long Ð'- term value for shareholders

Taking full advantage of the improving business climate, Metrobank focused their efforts on achieving greater efficiency, increasing productivity, and revitalizing the Metrobank franchise. With the new management team and under the guidance of the Board of Directors and Advisers, they proceeded to chart a growth strategy that would transform the Bank into the country's best financial institution in the 21st century.

Externally, they sought new markets, offered better products, and improved sales focus. Internally, they reorganized their structure to be more responsive to the demands of the business, and initiated changes intended to maximize both short term gains and long term value. They also built on their systems capabilities and focused on people development. At the heart of the plan, they took a very close look at the strengths of the institution and how they can build on that as they move forward.

They strengthened their organizational structure to execute a more effective risk management strategy. Clearer responsibilities for building the management of credit, operational and market risks into the bank's daily activities and decision Ð'- making are being continuously defined, reviewed and refined. Programs were also established to support the Bank's business development; capital optimization, portfolio and relationship return strategies. New policies and technologies