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Fin 3600 Eol 71 - Module 2 Homework

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Khadajia Choyce

FIN3600 EOL71

Module 2 Homework

Indiana Tech

April 13, 2017

P3-4 a-b

PV = FV / (1 + r) ^ n

A1. PV = 1,000,000 / (1 + 0.6) ^ 10

       PV = 1,000,000 / 1.79085

       PV = 558,394.05

A2. PV = 1,000,000 / (1 + 0.9) ^ 10

       PV = 1,000,000 / 2.36736

       PV = 422,411.46

A3. PV = 1,000,000 / (1 + 0.12) ^ 10

       PV = 1,000,000 / 3.10585

       PV = 321,973.05

B. 6% = 417,264.75

     9% = 274,538.22

    12% = 182,696.12

P3-12

            FV₅ = PV x (1.07)⁵

            FV₅ = 24,000 x (1.403)

FV₅ = 33,661

Beginning of Yr

No. of years (t)

FV=CF₁x(1+.07)^1

Future value

1

5

2000 x 1.403

2805.10

2

4

4000 x 1.311

5243.18

3

3

6000 x 1.225

7350.26

4

2

8000 x 1.1449

9159.20

5

1

10000 x 1.010

10700.00

Total =

35257.74

 Gina should choose the mixed stream alternative.

P3-17

Year

Expense

PVIF₈%, n

Present value

1

5000

0.926

4630

2

4000

0.857

3428

3

6000

0.794

4764

4

10,000

0.735

7350

5

3000

0.681

2043

Total =

22,215

A deposit of $22,215 would be needed to cover expenses.

P4-17 a-c

Bond A market price is $1220.80

Bond B market price is $659.92

Bond C market price is $957.88

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