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Last update: May 13, 2015
  • Rural Bank of Suarez

    Rural Bank of Suarez

    Now that you have learned about RBS background, corporate structure, risk culture, and credit policies. Let’s take a look into the financial health of RBS. We will use the following to assess financial position and performance of RBS * Statutory & Regulatory requirements * Capital Adequacy requirement * Minimum capital requirement * Financial ratios * NIM * ROA * ROE * CR * ER * Debt-to-Equity ratio But before that lets take a look at

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    Essay Length: 479 Words / 2 Pages
    Submitted: July 7, 2015
  • Analysis of Financial Statement Essay

    Analysis of Financial Statement Essay

    Daniel Benitez Goris. 12-0428. Analysis of Financial Statement. Essay. First, is indispensable to establish the importance of this subject, and how to apply into real life. Analysis of financial statement studies the performance of a business through the use of indicators and ratios. Is something like when you go to the doctor for a problem you have, but do not know it, the doctor makes analysis, and later on gives you the results which tells

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    Essay Length: 2,441 Words / 10 Pages
    Submitted: August 11, 2015
  • Michele Terry the Aspiring Banking Executive

    Michele Terry the Aspiring Banking Executive

    Michele Terry the Aspiring Banking Executive Article summary A 45 years old lady, Michele Terry who is a marketing manager of a small financial institute, lived with a dream becoming an executive vice president one day. However, she could feel the uncertainty to accomplish this goal, because the Federal Bank in which she is employ have no plans for her advancement to that position. The major challenge Michele faced on her journey to achieve the

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    Essay Length: 944 Words / 4 Pages
    Submitted: August 13, 2015
  • Hdfc Bank Report

    Hdfc Bank Report

    HDFC bank report: HDFC banks PBT is Rs42.1bn for 3Q FY15. Loan growth was healthy in both wholesale and retail segments. Strong CASA growth sustained NIM while fee income further picked up. Asset quality was strong. With HDFC banks investment spending picking up, concerns on this front have been addressed, in my view. Forward our valuation based on study of annual reports for the year 2013-14 and other quarter reports, we adjust our estimates, mainly

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    Essay Length: 794 Words / 4 Pages
    Submitted: September 13, 2015
  • Puma Se Forecasted Financial Statements

    Puma Se Forecasted Financial Statements

    Yergaliyev Askhat (Finance 3A) 1st step. Forecasting income statement. I used top-down method of forecasting revenue, and therefore it is critical in calculation for related items. Puma SE's total sales for 2014 were 2970 millions of EUR. The main components that generate revenue are sales of sports equipment. The revenue of the company at most depends on pricing of this equipment. There are four factors that, I think, may affect sales of Puma SE: World

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    Essay Length: 1,133 Words / 5 Pages
    Submitted: September 14, 2015
  • How to Lose Money with Mobile Banking

    How to Lose Money with Mobile Banking

    The 40 Meter Theft Joseph Ricci Filling up a gas tank, getting dressed, and getting your online banking password decoded all have something in common. They only take 5 minutes. What are the effects of this? If you plan on using online banking, there is only one safe route. That is to not use online banking. The risk that someone can look over your shoulder and see an ATM pin number or an online password

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    Essay Length: 362 Words / 2 Pages
    Submitted: October 4, 2015
  • Shenzen Bank Analysis

    Shenzen Bank Analysis

    HBS Case Report: Shenzhen Development Ban ________________ Contents Executive Summary ........................................................................................................................ 3 Shenzhen Development Bank’s Financial Performance ................................................................. 3 Shenzhen Development Bank’s Asset Quality ........................................................................... 3 A Closer Look into Shenzhen Development Bank’s Earnings Capability ................................. 4 An Analysis on Shenzhen Development Bank’s Capital Adequacy .......................................... 4 Evaluation of Newbridge’s Investment .......................................................................................... 5 Conclusion ...................................................................................................................................... 6 Appendices...................................................................................................................................... 7 ________________ Executive Summary This report provides analysis and evaluation of Newbridge’s proposed investment into Shenzhen Development Bank(SDB).we

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    Essay Length: 3,950 Words / 16 Pages
    Submitted: October 7, 2015
  • Personal Statement

    Personal Statement

    Personal Statement Recently graduated from BA (Hons) Business and Public Relations with a first class honours classification, my family and I have decided that I should progress onto a higher level of education. According to the Sutton Trust, graduates could earn 5,000 pounds more per year with a master’s degree. Although money is not everything, with a higher income could potentially mean a better living and more contribution to the society. Some of the modules

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    Essay Length: 384 Words / 2 Pages
    Submitted: October 8, 2015
  • Personal Statement

    Personal Statement

    Personal Statement You have just participated in an important meeting with your superior. How will you ensure that every part of the instructions you received will properly reach all subordinates, suppliers and clients, located in different parts of the world? 1. Before the meeting: First of all I will do my best to make sure that the meeting sets clear agenda and the parties involved are aware of it and follow thoroughly. 1. During the

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    Essay Length: 498 Words / 2 Pages
    Submitted: October 17, 2015
  • How Banks Create Money

    How Banks Create Money

    C:\Users\hp pc\Documents\dhruvi\usiu logo.png GROUP 1 NAMES: MEHTA DHRUVI DEVANG- 640502 CHELLANI AARTI NARAIN- 642046 NGARE MELISSA WANGARI- 637249 KARANJA REUBEN WANJIHIA- 636869 MOHAMED ABDIHAMID ABDIAZIZ- 641278 ASSIGNMENT: HOW BANKS CREATE MONEY LECTURER: PROF SAN LIO SEMESTER: FALL 2015 Contents INTRODUCTION HOW BANKS CONTROL THE SUPPLY OF MONEY Discount rate Change reserve rate Open market operation HOW BANKS CREATE MONEY Open market operation Fractional reserve banking Bank charges Auction of assets Charges for Vaults Interests Offering

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    Essay Length: 1,819 Words / 8 Pages
    Submitted: October 28, 2015
  • “human Nature Is Bad.”-- Xunzi / "人之性惡." -- 荀子 Explain Why You Agree or Disagree with Xunzi's Statement

    “human Nature Is Bad.”-- Xunzi / "人之性惡." -- 荀子 Explain Why You Agree or Disagree with Xunzi's Statement

    Human nature refers to the distinguishing characteristics that humans have naturally and separates from the cultural influence. People may express different behaviors to the same event, resulting in different judgements on human nature. Mengzi and Xunzi, two eminent ancient Chinese Confucian thinkers, hold opposite beliefs towards human nature. Mengzi suggests that human nature is good, and each person is born of four sprouts: Compassion, Disdain for bad, Respect and the heart of Approval and Disapproval.

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    Essay Length: 1,152 Words / 5 Pages
    Submitted: November 4, 2015
  • What Investment Bank Do?

    What Investment Bank Do?

    What Investment Bank Do: M&A, underwrite bond and stock Shock for IB Good Side: 1. Uncertainty make company and investment hold back. 2. Uncertain make the trading market volume goes up Debt Market How business finance: Cheapest funding possible, always access to the market 2008 financial crisis: Dogg Frank Recession: economic shrink, GDP negative Cheapest funding possible: 1. Issue Short term commercial paper(30days-90days) Why not all do it: only very strong, high rated company could

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    Essay Length: 4,325 Words / 18 Pages
    Submitted: November 6, 2015
  • Computer Lab - Practical Question Bank

    Computer Lab - Practical Question Bank

    Computer Lab - Practical Question Bank FACULTY OF COMMERCE, OSMANIA UNIVERSITY ---------------------------------------------------------------------------------- B.Com (All Streams) I Year W.E.F.2008-09 FINANCIAL ACCOUNTING Time: 60 Minutes Record : 10 Skill Test : 20 Total Marks : 30 Note: Problems are to be solved by using computers (Excel/Accounting package). 1. Create a company with your name with full details enter 10 cash and 5 bank transactions. 1. Show the balance sheet of XYZ Company, with the following accounts, under

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    Essay Length: 2,476 Words / 10 Pages
    Submitted: November 21, 2015
  • Analysis of Apple 's Financial Statements

    Analysis of Apple 's Financial Statements

    ANALYSIS OF APPLE’S FINANCIAL STATEMENTS 1. Balance Sheet 1. Asset growth * Total Assets: From 2003 ($207,000 million), the amount of total assets rose to $231,839 million in 2007 – 12.5% increase for the period. * Total Current Assets: The amount of total current assets slowed a little from $73,286 million to $68,531 million in 2014 due to a drop in cash and cash equivalents and short-term marketable securities growth. 1. Asset structure First, the

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    Essay Length: 593 Words / 3 Pages
    Submitted: November 27, 2015
  • Comp 1486 - Information System Management - National Bank of Kuwait (nbk)

    Comp 1486 - Information System Management - National Bank of Kuwait (nbk)

    D:\Study note\BSC(finalYear)\dsdm_study_met\pic\The University of Greenwich.jpg ________________ Table of contents: ________________ Preface: The case study that I have chosen to analyze is titled as “National Bank of Kuwait virtualizes percent of servers for 40 percent cost savings”. This case study describes what problems the National Bank of Kuwait faced in changing its mainframe technology to a model based on the windows operating system and how the Microsoft SQL Server 2008 and Windows Server 2008 Hyper-V

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    Essay Length: 1,504 Words / 7 Pages
    Submitted: November 28, 2015
  • Financial Statement Essay

    Financial Statement Essay

    Chapter 4 Financial Statements Financial statements was the main topic of Chapter Four. It focuses on three perspective of financial statement users. Investors, Managers, and Creditors are the stakeholders who utilize these statements. In the process of viewing these numbers, different type of users apply different formulas to evaluate and make-sense of these numbers. People use a different form of financial statement called the common-size financial statement; they are different compared to financial statement based

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    Essay Length: 519 Words / 3 Pages
    Submitted: December 3, 2015
  • Bronze Wow Statement

    Bronze Wow Statement

    Bronze WOW Statement Understanding and Knowing Yourself I am eager to pursue a career in architecture and I consider myself to be effective in a team situation, developing people skills and my ability to solve problems. I believe these skills are vital for an architect which and will be useful in my career path to become an architect. In recent times, I was a team of three and we had to carry out a project

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    Essay Length: 1,032 Words / 5 Pages
    Submitted: December 3, 2015
  • How to Choose Good Bank?

    How to Choose Good Bank?

    Snitträntorna varierar hos bankerna från månad till månad. Förra månaden var SBAB billigaste, nu hör de till medelbanken efter en kraftig höjning. Här är ett bättre sätt att välja bank. Snitträntorna, alltså bankernas verkliga räntor mot sina kunder, är en stor hjälp för dig som bolånetagare, men du ska inte stirra dig blind på dem. – Du kan du bli offer för en tillfällig ränteflört från en bank, säger Claes Hemberg, sparekonom på Avanza. Stora

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    Essay Length: 314 Words / 2 Pages
    Submitted: December 9, 2015
  • Sunk Cost - International Finance and Banking

    Sunk Cost - International Finance and Banking

    American University in Bosnia and Herzegovina INTERNATIONAL FINANCE AND BANKING AUBiH Grb COLOR 8 - small (1) HOMEWORK SUNK COST Student: Sajra Čarkadžić Course: FSMA 201 Professor: Sanda Putica Date: 10/12/2015 Sunk cost represents costs which are incurred in the past and cannot be recovered or refunded in the future. Due to this, sunk costs are not needed in capital budgeting analysis and they do not depend on acceptance or rejection of a project. They

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    Essay Length: 879 Words / 4 Pages
    Submitted: December 14, 2015
  • The Impact of the Cypriot (cyprus) Banking Crisis on the European Economy

    The Impact of the Cypriot (cyprus) Banking Crisis on the European Economy

    Danagul Akkulova The impact of the Cypriot (Cyprus) banking crisis on the European economy» As a result of the global and European systemic economic crisis, Cyprus has found itself gradually sinking into its own economic depression. The Republic of Cyprus joined the European Union in 2004 and then joined the Eurozone in 2008. Due to the financial crisis that started adversely affecting both the financial stability of the region and the Euro itself around that

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    Essay Length: 396 Words / 2 Pages
    Submitted: December 20, 2015
  • The Case of Banking Industry in Vietnam

    The Case of Banking Industry in Vietnam

    Employee Layoffs after M&A: The case of banking industry in Vietnam Employee Layoffs after M&A: The case of banking industry in Vietnam Lecturer: Dr. Bahaudin G. Mujtaba Research Team: Vo Thanh Tung- MBA 29152243 Nguyen Dang Quang - MBA 29152204 Vu Nhat Linh - MBA29151205 Tran Thi Thu Hien - MBA 29152245 Ngo Thi Muoi - MBA29151147 Abstract This study evaluated the consequences of Merger and Acquisition (M&A) in Banking sector to employees in Vietnam.

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    Essay Length: 4,768 Words / 20 Pages
    Submitted: January 14, 2016
  • European Central Bank Monetary Policy

    European Central Bank Monetary Policy

    Executive Summary This empirical research assignment regarding international finance on Monetary Policy in two foreign countries, one of which is Germany, considered as a developed country and the other is Nigeria, considered a developing country. Monetary Policy has been applied to many countries and in some cases regions to overcome similar challenges, notably to achieve and maintain price-level stability, full employment, and economic growth. In fact, such policy consists of deliberate changes in the money

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    Essay Length: 5,278 Words / 22 Pages
    Submitted: January 17, 2016
  • Analysis Report of Saigon Thuong Tin Comercial Bank Advantages

    Analysis Report of Saigon Thuong Tin Comercial Bank Advantages

    VIETNAM NATIONAL UNIVERSITY UNIVERSITY OF ECONOMICS AND BUSINESS ANALYSIS REPORT OF SAIGON THUONG TIN COMERCIAL BANK ADVANTAGES GROUP MEMBERS Nguyen Thanh Dat Lai Thanh Loan Doan Thai Ngan Nguyen Bao Chinh Nguyen Phuong Chi 1. Introduction 1. Understanding the target bank - Sai Gon Thuong Tin Commercial Joint Stock bank: * Sai Gon Thuong Tin Commercial Joint Stock bank (Sacombank) was established in 1991 and is the largest-capital-commercial joint stock bank in Vietnam. Sacombank has

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    Essay Length: 1,478 Words / 6 Pages
    Submitted: January 20, 2016
  • The Widget Company Makes and Sells to Products, the Alpha and Beta. Below Is the Budgeted Profit Statement

    The Widget Company Makes and Sells to Products, the Alpha and Beta. Below Is the Budgeted Profit Statement

    The Widget Company makes and sells to products, the Alpha and Beta. Below is the budgeted profit statement. Alpha Beta Total units 40,000 50,000 90,000 £ £ £ Sales 1,000,000 2,000,000 3,000,000 Materials (600,000) (1,000,000) (1,600,000) Labour (240,000) (450,000) (690,000) Contribution 160,000 550,000 710,000 Fixed overheads (320,000) Profit 390,000 The company is considering investing in some new machinery. It is expected to decrease unit material costs by £3 on the Alpha and £2 on the

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    Essay Length: 260 Words / 2 Pages
    Submitted: February 10, 2016
  • Affin Bank Berhad

    Affin Bank Berhad

    Our Ref : 30V150300 Your Ref : SAM/HL/401230599744 -amh Our Ref : 30V150300 15st May 2015 AFFIN BANK BERHAD 17th Floor, Menara Affin 80, Jalan Raja Chulan 50200 Kuala Lumpur Attn: En. Abd Majid Dear Sirs, REPORT AND VALUATION OF GERAN 54195/M1/4/42, PARCEL NO. 42 STOREY NO. 4, BUILDING NO. M1, LOCATED ON LOT NO. 948 SEK. 10, BANDAR KAJANG, DISTRICT OF HULU LANGAT, STATE OF SELANGOR DARUL EHSAN (Address: Unit No. L2-3A No.1, Block

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    Essay Length: 2,033 Words / 9 Pages
    Submitted: February 11, 2016

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